DRIVING COURSE DISCOUNT

Primary and additional qualifying drivers who successfully complete a driving training course that has been pre-approved by the Interinsurance Exchange are eligible for a premium discount of up to 4.5% on all lines of coverage on the vehicle(s) they primarily operate. Currently the Auto Club Driving School "Licensed to Learn" program, designed for novice drivers, is the only course approved by the Interinsurance Exchange for this discount. For additional details about the course, please call 1-877-428-2277.

To qualify for the discount, the driver must meet ALL of the following requirements:

• Provide us with a "Licensed to Learn" course completion certificate
• Have none of the following during the 36 months immediately preceding the date the discount is added to the policy:
• A principally (51% or more) at-fault accident resulting in death or bodily injury (with total damages in excess of $500); OR
• A traffic conviction for which the California Department of Motor Vehicles (DMV) assesses two violation points; AND
• Have no more than one of the following during the 36 months immediately preceding the date the discount is added to the policy:
• A principally (51% or more) at-fault accident resulting in damage to property only (in excess of $500); OR
• A traffic conviction for which the California DMV assesses one violation point; AND
• Have no principally at-fault accident or traffic conviction after the course certification completion date. (Any traffic conviction or principally at-fault accident occurring after the most recent certification completion date disqualifies a driver from receiving this discount and will cause an existing Driving Course Discount to be eliminated at the next policy renewal.)
• Depending on the certification completion date, the discount may apply for up to three consecutive policy periods.